Attention homeowners: Real estate appraisal services for in Slidell and Saint Tammany County

The top 7 reasons LA homeowners need Thomas & Associates, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a LA property tax assessment
  3. Remove PMI to cut a mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a LA divorce, where real estate needs to be divided
  7. Settle an estate in LA by determining the true market value of property in question

Own a house in or near Slidell, LA and need help determining the value of it?
Contact Thomas & Associates, LLC.

At Thomas & Associates, LLC, we understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Thomas & Associates, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value estimation than yours.

Need to remove PMI?

A fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're qualified in helping clients just like you get rid of unneeded and unwanted PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Thomas & Associates, LLC is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. Thomas & Associates, LLC can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Thomas & Associates, LLC can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.